Investor Perceptions of the Decision to Use the MyHero Application at PT. Henan Putihrai Asset Management
DOI:
https://doi.org/10.55927/jfbd.v4i1.54Keywords:
Mutual Funds, Investment Experience, Financial LiteracyAbstract
Online mutual funds provide convenience for investors to invest efficiently and can be accessed anywhere. There is an increase in assets from year to year but not accompanied by the number of investors, this causes a decrease in the number of investors from several age groups when investing. Therefore, in this study there are several factors to increase investor interest in investing, especially mutual funds. Investment interest in mutual funds can be influenced by Investment Experience, financial literacy and risk tolerance. This research is a quantitative study using primary data and secondary data. Primary data obtained from the results of questionnaires to respondents. Meanwhile, secondary data is obtained from archival data on the number of investors at PT Henan Putihrai Asset Management. The data will be processed using multiple regression analysis using SmartPLS 3 (Partial Least Square Structural Equation Modeling) software.
References
Adi, F., Sumarwan, U., & Fahmi, I. (2018). Pengaruh faktor sikap, norma subjektif, demografi, sosioekonomi serta literasi keuangan syariah dan konvensional terhadap minat berwirausaha pada mahasiswa. Jurlan Al-Muzara’ah, 5(1), 1–20. https://doi.org/10.29244/jam.5.1.1-20
Ahmad, Y., Sun, G., & Khidmat, W. Bin. (2017). Fund-specific determinants of performance: an empirical study of Islamic and conventional mutual funds of Pakistan. International Journal of Economics and Financial Issues, 7(5), 359–370. http:www.econjournals.com
Ajzen, I. (1985). From intentions to actions: a theory of planned behavior. Action Control, 11–39. https://doi.org/10.1007/978-3-642-69746-3_2
Akhtar, F., & Das, N. (2019). Predictors of investment intention in Indian stock markets: Extending the theory of planned behaviour. International Journal of Bank Marketing, 37(1), 97–119. https://doi.org/https://doi.org/10.1108/IJBM-08-2017-0167
Al Qibthya, S., & Sari, M. A. (2022). Pengaruh financial attitude, literasi keuangan, dan risk tolerance terhadap keputusan investasi di aplikasi bibit (studi kasus generasi milenial jabodetabek). Seminar Nasional Akuntansi Dan Manajemen PNJ, 3.
Amin, Y. M., Rachmawati, L., & Ilmi, M. (2023). Pengaruh pengetahuan investasi, motivasi investasi, literasi pasar modal dan teknologi infoemasi sebagai variabel moderasi terhadap peningkatan minat investasi di pasar modal. Jurnal Ilmiah Akuntansi Indonesia, 8(2), 241–269. https://doi.org/https://doi.org/10.32528/jiai.v8i2.18042
Anam, S. K. (2021). Penentuan portofolio optimal dengan model markowitz pada Jakarta Islamic Index (JII) yang terdaftar di Bursa Efek Indonesia. Jurnal GeoEkonomi, 12(2), 205–220.
Arianti, B. F. (2017). The influence of financial litracy, financial behavior and income on investment decision. European Research Studies Journal, 20(3), 635–648.
Asfira, N., Rokhmawati, A., & Fathoni, A. F. (2019). Pengaruh financial literacy dan investment experience terhadap risk tolerance dan investment decision. Jurnal Ekonomi, 27(4), 340–352. http://je.ejournal.unri.ac.id/
Ashidiqi, C., & Arundina, T. (2017). Indonesia students’s intention to invest in Sukuk : Theory of planned behaviour approach. International Journal of Economic Research, 14(15), 395–407
Awais, M., Fahad Laber, M., Rasheed, N., & Khursheed, A. (2016). Impact of financial literacy and investment experience on risk tolerance and investment decisions: empirical evidence from Pakistan. International Journal of Economics and Financial Issues, 6(1), 73–79. http:www.econjournals.com
Baihaqqy, M. R. I. (2022). Strategi optimalisasi portofolio berbasis model markowitz pada jenis investasi reksadana. JPPI (Jurnal Penelitian Pendidikan Indonesia), 8(1), 152. https://doi.org/10.29210/020221382
Bareksa. (2022). Ada berapa jumlah manajer investasi di Indonesia? ini daftarnya. 2022. https://www.bareksa.com/berita/reksa-dana/2022-03-23/ada-berapa-jumlah-manajer-investasi-di-indonesia-ini-daftarnya
Baruah, M., & Parikh, A. K. kumar. (2018). Impact of risk tolerance and demographic factors on financial investment decision. GIS Business, 13(5), 31–40. https://doi.org/10.26643/gis.v13i5.3270
Budiarto, A. (2017). Pengaruh financial literacy, overconfidence, regret aversion bias dan risk tolerance terhadap keputusan investasi (studi pada investor PT. Sucorinvest Central Gani Galeri Investasi BEI Universitas Negeri Surabaya). Jurnal Ilmu Manajemen (JIM), 5(2), 1–9.
Chandrarin, G. (2017). Metode riset akuntansi: pendekatan kuantitatif. Jakarta: Salemba Empat.
Christantri, A. M. (2020). Pengaruh pengalaman keuangan, pola gaya hidup, dan toleransi risiko terhadap perilaku pengelolahan keuangan guru SMA Sederajat. Jurnal Bisnis Dan Akuntansi, 8(5), 55.
Corter, J. E., & Chen, Y.-J. (2016). Investment risk tolerance attitudes predict portfolio risk? Journal of Business and Psychology, 20(1), 369–381. https://doi.org/https://doi.org/10.1007/s10869-005-9010-5
Darmawan, A., Kurnia, K., & Rejeki, S. (2019). Pengetahuan investasi, motivasi investasi, literasi keuangan dan lingkungan keuangan pengaruhnya terhadap minat investasi di pasar modal. Jurnal Ilimiah Akuntansi Dan Keuangan, 08(02), 44–56. https://doi.org/https://doi.org/10.32639/jiak.v8i2.297
Es, I. Y., Setiyowati, S. W., & Irianto, M. F. (2023). Determinan keputusan investasi dengan moderasi financial attitude pada IAI Muda Jawa Timur. 7(1), 46–66. https://doi.org/https://doi.org/10.21067/mbr.v7i1.8212
Fachrudin, K. R., & Fachrudin, K. A. (2016). The influence of education and experience toward investment decision with moderanted by financial literacy. Polish Journal of Management Studies, 14(2), 51–60. https://doi.org/10.17512/pjms.2016.14.2.05
Fadli, M. R. (2021). Memahami desain metode penelitian kualitatif. Jurnal Kajian Ilmiah, 21(1), 33–54. https://doi.org/10.21831/hum.v21i1.
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Irnawasih Irnawasih

This work is licensed under a Creative Commons Attribution 4.0 International License.






















