Development of Bank Systemic Risk: Systematic Literature Review

Danti Sagita; Fitria Heny Widyastuti; Yuyun Syafithri; Mukhtaruddin Mukhtaruddin

doi:10.55927/jfbd.v4i1.44

Authors

Danti Sagita Universitas Sriwijaya
Fitria Heny Widyastuti Universitas Sriwijaya
Yuyun Syafithri Universitas Sriwijaya
Mukhtaruddin Mukhtaruddin Universitas Sriwijaya

DOI:

https://doi.org/10.55927/jfbd.v4i1.44

Keywords:

Bank Systemic Risk, Systemic Finansial Risk, Systemic Risk Indicators, Bank Run Theory

Abstract

This study analyzes the development of systemic banking risk using the Systematic Literature Review (SLR) method. The key variables examined include economic crises, financial market volatility, regulations, financial innovations, and external factors such as the COVID-19 pandemic. The sample selection process involved filtering journals from the Emerald and Science Direct databases, indexed in Scopus, with publications in English from 2019 to 2025, resulting in 35 relevant journals. The findings indicate that increasing interconnectivity among banks and the use of complex financial instruments have amplified systemic risk. Basel III regulations and macro prudential supervision play crucial roles in mitigating risks. This study provides insights for regulators and financial institutions to develop more effective strategies in maintaining global financial system stability.

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