Cross-Currency Transaction Management and Pricing Strategies for MSMEs at the Indonesia-Timor Leste Border

Leopold Melkiano Triangga Dawu; Beatrix Yunarti Manehat; Yolinda Yanti Sonbay; Rere Paulina Bibiana; Adiutrix Maria Irayanti Seran; Alfonsus Rodriques Suninono; Monica Perera De Jesus; Albertina Meo

doi:10.55927/ajcs.v4i3.82

Authors

Leopold Melkiano Triangga Dawu Universitas Katolik Widya Mandira
Beatrix Yunarti Manehat Universitas Katolik Widya Mandira
Yolinda Yanti Sonbay Universitas Katolik Widya Mandira
Rere Paulina Bibiana Universitas Kristen Indonesia
Adiutrix Maria Irayanti Seran Universitas Kristen Indonesia
Alfonsus Rodriques Suninono Universitas Kristen Indonesia
Monica Perera De Jesus Universidade Catolica Timorense
Albertina Meo Universidade Catolica Timorense

DOI:

https://doi.org/10.55927/ajcs.v4i3.82

Keywords:

MSMEs, Cross-Currency Transactions, Financial Literacy, Pricing Strategy, Border Economy

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in Indonesia’s economy, including in border areas. However, MSMEs in the Indonesia-Timor Leste border face significant challenges in managing cross-currency transactions and determining competitive pricing. This community engagement program aims to provide training on financial record-keeping, currency exchange management, and pricing strategies for MSMEs in Motamasin. The program consists of theoretical training and simulations, where participants learn to record transactions, analyze exchange rates, and set competitive prices considering currency fluctuations. The results indicate that MSMEs benefit from structured financial recording and increased awareness of exchange rate risks. Strengthening financial literacy and compliance with currency regulations enhances MSMEs' business stability and contributes to Indonesia’s economic sovereignty.

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