The Influence of Digital Transformation on Generation Z's Career Readiness in the Banking Sector Towards Golden Indonesia 2045: The Mediating Role of Digital Competence and Moderating Self-Efficacy

Mukhammad Hafidh Fachruddin; M. Atoillah; Vivin Maharani Ekowati; Rini Safitri

doi:10.55927/jfbd.v4i3.367

Authors

Mukhammad Hafidh Fachruddin Universitas Islam Negeri Maulana Malik Ibrahim Malang
M. Atoillah Universitas Islam Negeri Maulana Malik Ibrahim Malang
Vivin Maharani Ekowati Universitas Islam Negeri Maulana Malik Ibrahim Malang
Rini Safitri Universitas Islam Negeri Maulana Malik Ibrahim Malang

DOI:

https://doi.org/10.55927/jfbd.v4i3.367

Keywords:

Digital Transformation, Digital Competence, Self-Efficacy, Career Readiness, Generation Z

Abstract

This study examines the influence of digital transformation on the career readiness of Generation Z in the banking sector towards Golden Indonesia 2045, with digital competence as a mediating variable and self-efficacy as a moderating variable. The study used a quantitative method with an explanatory approach. Data were collected through an online survey of 100 Generation Z respondents who were working, willing to work, and had attended training in the banking sector, and analyzed using PLS-SEM. The results show that digital transformation has a significant effect on digital competence and career readiness, and digital competence also has a significant effect on career readiness and mediates the relationship between the two. However, self-efficacy does not moderate the relationship.

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